Mustafa Nalcaci, Omer Tunca, Orhan Bugra, and Nihat Topcu
Abstract:
This writing explores the intersection between economic stress and urban planning as it pertains to young adults aged 18–26 navigating education and early careers in American metropolitan areas. It argues that poorly designed urban environments—characterized by high rent prices, limited access to affordable transportation, and rising costs of essential services like food and healthcare—exacerbate financial anxiety and insecurity among young adults. These burdens significantly influence mental health outcomes, academic performance, and workforce productivity. Using recent public health studies and urban planning data, the writing highlights how city structure contributes to economic hardship, showing that rent burdens above 30% of income are linked to increased rates of anxiety and depression. Additionally, high transportation costs and healthcare expenses compound these effects, often forcing young adults to delay life milestones or exit expensive cities entirely. The findings underscore the need for more equitable urban development that includes affordable housing, accessible public transit, and cost-sensitive service infrastructure to promote financial stability and mental wellness in this vulnerable age group. By addressing these planning failures, cities can improve not only public health but also retain a stronger, more resilient young workforce.